So many people still don't know how to transfer credit on the MTN sim cards. Well first you have to Register to get your PIN, you first have to change your default PIN which is 0000, by sending a text message containing your default code, and your new PIN, For Example if your new PIN is 1234 Then text 0000 1234 1234 to 777. After doing that you will have your personal PIN as 1234 then you can send an SMS with Transfer Phone Number Amount Pin Eg. 'Transfer 08031234567 1500 1234' to 777. You can also transfer credit from your phone to another MTN customer's phone by dialing *600*Recipient's Number*Amount*PIN# on your phone and then click on send/press ok. For example dial*600*08031234567*1500*1234# and then send/ok.
I hope this serves you well?
Enjoy!
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